WHITE PICKET MORTGAGES ARTICLES & NEWS
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Articles & News
Could US tariffs be good news for Aussie home owners?
Tariff-triggered cuts to interest rates could be just around the corner, with Australian borrowers the likely winners if they come to fruition.
Election 2025: whatβs on offer for first home buyers?
Australians will head to the polls on May 3, and with housing affordability shaping up as a key election issue, we unpack how the two major parties are pledging to help first home buyers.
Home owners notch up gains of $230,000 in just 5 years
Did you know that the average home owner saw their propertyβs value rise $46,000 per year over the past five years? Today weβll look at ways you could put that recent increase in equity to further use.
Why 1-in-2 families are thinking of refinancing
The RBA may have swiped left on an April rate cut, but plenty of home owners are taking matters into their own hands by refinancing to save on interest with a lower rate.
Sounds of silence: how traffic noise can impact property values
βClose to public transportβ is often touted as a plus for home buyers. But new research shows just how much close proximity to a busy road, railway or flight path can impact property values.
5 fun (and budget-friendly) ideas for an Easter staycation
This Easter offers more than chocolate eggs and hot cross buns. It brings a rare mega-holiday, and if your budget doesnβt stretch to a trip away, check out our tips to enjoy a memorable getaway β at home.
Low cost renos to help keep your home cosy this autumn
Itβs been a long, hot summer, but the seasons are shifting and itβs time to prepare for the cooler months ahead. A few simple improvements could help keep your home snug without overheating your power bills.
Was that the shortest property downturn ever?
The so-called market βdownturnβ we saw over the last few months was a blink-and-you-miss-it affair. Home prices are once again on the up. We unpack whatβs happening β and why now could be a good time to buy.
Major change coming to mortgage rules for university grads
student debt. New rules are on the cards that could soon increase their borrowing power when applying for a home loan.
RBA cuts the cash rate for the first time since 2020
Finally, a long-awaited reprieve for borrowers. The Reserve Bank of Australia has today cut the cash rate by 25 basis points to 4.10%. How much could this rate cut decrease your monthly mortgage repayments? And can we expect more cuts this year?
The scheme thatβs helped 193,000 Aussies buy a first home
If youβre in the market for a first home, thereβs one scheme you should know about. Itβs called the Home Guarantee Scheme, and it could slash the time it takes to buy a place of your own by several years. Hereβs how it works.
What happens to my home loan if interest rates fall?
Great news for home owners β plenty of economists are tipping an RBA rate cut for February. Assuming it happens, once the celebrations have died down, what next? We explain what to expect when rates head south.
The top 5 location turn-offs for Aussie home buyers
Ever spotted a bargain property and then thought to yourself: βWhatβs the catch?β Well, more often than not thereβs a good reason behind a lower-than-expected price tag. And while an undesirable location might not be a deal breaker for you, it could make it harder to sell later.
How to finance your 2025 home renovation
Bathroom blitz? Kitchen kit out? Or perhaps some landscaping love might be on your house upgrade wishlist for 2025? If so, itβs worth knowing what reno finance options are available. Today weβll explain some ways to fund your home improvement project.
Decisions decisions⦠Fixed-rate vs variable home loan rate
Amid growing expectations of rate cuts in 2025, sticking with a variable home loan rate can seem like a no-brainer. But not so fast. Locking in your home loan rate can also have upsides, including the potential for a lower rate right now.
House, apartment or townhouse? The pros and cons of each
Thereβs much more to property in Australia than just houses or units. And if youβre in the market for a home or investment property, it helps to know your townhouses from terrace homes so that you can choose a place thatβs suited to your goals and needs.
Three financial New Yearβs resolutions to tackle 2025 head-on
How are your New Yearβs resolutions coming along? If youβre like most people, theyβre likely related to health, fitness or abstinence. But why not consider a financial one too? Here are three resolutions worth considering for 2025.
Merry Christmas! And thanks for your support in 2024!
With the holiday season upon us, weβd like to express our heartfelt thanks to all our amazing clients for your trust and support throughout 2024.
Have you refinanced recently? It could be time this summer break
If you havenβt looked into refinancing since the start of higher interest rates, it might be time to ask yourself βwhy not?β New research shows it could be time to try again β especially if you want to start 2025 off on the right foot.
How did property prices go in 2024? And whatβs tipped for 2025?
As we head towards the end of 2024, letβs take a look at how property markets performed over the last year β and discover what the experts say may lie in store for home prices in 2025.
