ABOUT WHITE PICKET MORTGAGES

Solutions Driven Mortgage Brokerage

Boutique brokering firm who believes in finding the best solution for your individual needs through innovation and communication.

We are a client-focused mortgage brokerage dedicated to delivering smart, tailored lending solutions for individuals, families, and investors at every stage of their financial journey. With over five years of industry experience and access to more than 30 lenders, we provide choice, clarity, and confidence in an increasingly complex lending environment.

Our expertise spans both simple and complex lending scenarios. We specialise in self-employed and business owner loans, understanding that not all income fits a standard payslip. Whether you’re a sole trader, company director, contractor, or partnership, we structure finance solutions that align with your financials and long-term objectives. We also support PAYG borrowers and professionals across a wide range of industries, ensuring competitive outcomes and a smooth approval process.

For property investors, we go beyond just securing a loan. We work closely with clients to design investment strategies that support long-term wealth creation, portfolio growth, and cash-flow efficiency. From first investment properties to expanding multi-property portfolios, we provide strategic guidance on loan structures, lender selection, and future flexibility. We also offer specialist expertise in SMSF lending, helping trustees navigate complex compliance requirements while building wealth through property inside superannuation.

First home buyers are a core part of our business. We guide clients through every step of the journey — from understanding borrowing capacity and government incentives to securing the right loan and settlement support — ensuring the process is clear, informed, and stress-free.

Our approach is solutions-driven and relationship-focused. We take the time to understand each client’s unique circumstances, goals, and challenges, then match them with the most suitable lender and structure from our extensive panel. With strong lender relationships, deep technical knowledge, and a commitment to transparent advice, we aim to deliver outcomes that support both immediate needs and long-term financial success.

BONNIE CLARK-FREW

Director/ Mortgage Broker

Bonnie@whitepicketmortgages.com.au

As the Director and Lead Mortgage Broker, Bonnie brings over five years of industry experience and a client-first approach to every aspect of the business. Known for their dedication, integrity, and clear communication, Bonnie has helped countless clients navigate the lending landscape with confidence. With a strong focus on tailored solutions and long-term relationships, they lead the team with a commitment to excellence and a passion for making finance simple, accessible, and stress-free.

Qualifications:

  • Bachelor of Commerce majoring in Finance

  • Certificate IV in Finance and Mortgage Broking

  • Diploma of Finance and Mortgage Broking Management

Joshua Pace

Business Development Manager

Josh@whitepicketmortgages.com.au

Josh brings over 10 years of experience as an architectural builder into his role as a Business Development Manager in the mortgage industry. His background gives him a unique edge—he understands the property journey from the ground up. With a strong eye for detail and a genuine understanding of what clients and partners need, Josh focuses on building meaningful relationships, driving growth, and helping people make confident, informed decisions about home finance.