WHITE PICKET MORTGAGES ARTICLES & NEWS
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Articles & News
Fixed Rate Expiring Soon? How to Reposition for Property Investment
Fixed rate expiring soon? Learn how borrowers can refinance, access equity, and reposition for property investment with a clear strategy.
How Borrowing Capacity Shapes Your Property Investment Strategy in NSW
Learn how borrowing capacity affects your property investment strategy in NSW. Understand what lenders assess and how to plan your next move with confidence.
Low Doc vs Full Doc Home Loans: A Guide for Self-Employed Borrowers in Australia
Learn the difference between low doc and full doc home loans in Australia. Understand income requirements, borrowing options, and how lenders assess self-employed borrowers.
Rental Yields vs Capital Growth: What Australian Property Investors Should Know in 2026
Learn how rental yields and capital growth affect property investment decisions in Australia. Understand how loan structure, repayments, and borrowing capacity may influence your investment approach.
Closing Cost Guide for First Home Buyers
Closing Cost planning helps every First Home Buyer reduce fees, negotiate smarter, and approach property settlement with confidence in Australia.
Buying a Property: Budgeting Tips Every Couple Should Know
Practical budgeting tips for couples in Australia saving to buy a property together with confidence and clear steps to succeed.
RBA hikes the cash rate by 25 basis points to 3.85%
Bad news for mortgage holders around the country: the Reserve Bank of Australia (RBA) today raised the cash rate by 25 basis points to 3.85%. Today we’ll look at why it did so, and how this rate hike could impact your monthly mortgage repayments.
How high are property prices predicted to go in 2026?
After a lengthy run of rising prices in 2025, some pundits are tipping property prices could keep climbing in 2026. Today we’ll take a sneak peek inside the experts’ crystal ball – and what it could mean for your home buying plans.
First Home Buyers in Australia: Should You Break Your Term Deposit?
Thinking of breaking your term deposit to buy your first home in Australia? Learn the costs, penalties, and strategies for first-time home buyers to navigate the Australian Property Market and secure your home loan with confidence.
Roll up those sleeves – a renovation renaissance is slated for 2026
A renovation boom may loom, with plenty of home owners choosing to renovate rather than relocate this year. So if you have plans for home improvements, it’s worth knowing how to fund your project.
Mortgage Types Uncovered for Smart Australian Borrowers
Discover the top mortgage types in Australia. Compare fixed, variable, and specialised home loans to find the perfect fit for your goals and budget.
Nurses, teachers or CEOs: which occupation boasts more property investors?
Owning an investment property isn’t limited to the uber-rich. In fact, investors are usually people you interact with daily. Today, we’ll reveal which occupations are the nation’s most prolific property investors, and how you could potentially join them.
Aussie home owners just got $82,000 richer on average
What a way to start the new year! After a strong 12 months in the property market, plenty of homeowners around the nation are now a whole lot wealthier. And their newfound increase in home equity has opened up some exciting possibilities for 2026.
Happy New Year! Let’s discuss some potential 2026 goals
There’s nothing quite like a New Year’s resolution to fire you up for another lap around the sun. Whether you’re looking to buy your first home, save on your mortgage, or leverage the equity in your current position, here are three resolutions to consider for 2026.
The Ultimate 2026 Guide to the Australian Property Market
Property Market Guide 2026 explains why the Australian Property Market offers growth, demand, and investment opportunities this year.
Season’s greetings! Here’s to a well-earned summer break
As the Christmas and New Year’s festive season rolls around, we want to take a moment to sincerely thank you for your trust and support throughout 2025.
Why Summer Can Still Be a Smart Time to Sell and Finance Your Home in Australia
Selling your home in summer? Learn how lending options, income assessment and finance preparation can support a smooth sale and next purchase in Australia.
Your suburb’s 2025 property report card is in
You might’ve seen recent headlines that national property prices made another big jump this year. But do you know exactly how your suburb and property type performed? Well, today we’ll show you how to find out in just a few quick clicks.
No Christmas rate cut – could rates rise in 2026?
Not so long ago plenty of economists were tipping a fresh round of rate cuts in 2026. But the picture’s not so clear anymore. There’s even talk of possible rate hikes next year. Here’s how you can prepare.
2% deposit scheme ‘Help to Buy’ launches
Imagine being able to buy your own home with just a $12,000 deposit. That’s what the federal government’s new Help to Buy shared equity scheme can offer. But there are some pros and cons to be aware of. Let’s take a look.
