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When it comes to borrowing for your first home, the interest rate you see isn’t the full story. Banks use an assessment rate that’s a few percent higher to test if you could still manage repayments if rates rise. This protects borrowers
Dreaming of a home makeover? Before you pick up that paint roller, make sure your finances are just as ready as your vision board. 1️⃣ Plan Your Reno Needs - Focus on upgrades that add real value to your home. 2️⃣ Budget Smartly - Add a 10–30%
🏡 Investors are rolling back into the property market 🏡⁣ ⁣ 'Investment loans drive growth...' - that’s the word from the Australian Bureau of Statistics, which reports a big jump in investment lending. 📈⁣ ⁣ In the June quarter alone, almost
If you haven’t reviewed your home loan in the last couple of years, there’s a real chance you could be paying more than you should. Many homeowners stick with their original lender without realising better deals may now be available, esp