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If you are ready to take your first step into homeownership, we are here to help make it simpler and clearer. Leave us a message or contact White Picket Mortgages at: 💻 www.whitepicketmortgages.com.au 📲 0412 247 193 📩 bonnie@whitepicketmortgages
Assessment rates are higher than your actual loan rate, which means lenders test whether you can still afford repayments if interest rates rise. This directly impacts how much you can borrow. Understanding assessment rates can help you plan smarter
Thinking of buying a home? Don’t overlook Lenders Mortgage Insurance (LMI). LMI protects lenders when your deposit is below 20%, but it can impact your upfront costs. Know how it works, when it applies, and how it affects your home loan.💡 #
LVR is one of the most important numbers when buying a home, especially for first home buyers. It affects your deposit, your loan options, and whether LMI applies. Understanding your LVR early can help you make better decisions and avoid surprises